联邦佩尔助学金
的 联邦佩尔助学金 是由美国提供的基于需求的财政援助.S. 教育部, designed to assist eligible undergraduate students in pursuing their higher education by providing repayment-free funds. 的 grant amount is determined by factors such as the student’s 联邦 Tax Information or FTI, 注册状态, 还有出勤的成本.
联邦佩尔助学金资格
To be eligible for the 联邦佩尔助学金 at SAU, students must meet certain criteria, including:
- Pell Grants are awarded based on financial need as determined by the 免费申请联邦学生援助(FAFSA). Students must complete the FAFSA to be considered for the Pell Grant.
- Pell Grant eligibility depends on the 注册状态 (full-time, 半场, 或少于半场休息时间). 的 grant amount may vary based on the number of credit hours enrolled.
- Pell Grants are typically for students pursuing their first bachelor's degree.
- 学生必须是.S. 公民或符合条件的非公民.
联邦直接贷款
补贴贷款:按需贷款. 的 government covers the interest while the student is in school at least 半场, 在宽限期内, 还有延迟期. 资格是根据经济需要确定的.
未受资助的贷款这些不是基于需求的. 利息自支付之日起计. 学生负责支付利息. It can be deferred while in school, but will be capitalized if not paid during deferment.
联邦家长PLUS贷款: A program to help parents cover the educational costs of their dependent undergraduate children. 这些都是基于信用的贷款. 资格由借款人的信用记录决定. 家长需要FAFSA来申请PLUS贷款.
联邦毕业生PLUS贷款: A program designed to assist graduate and professional students in covering educational costs. 这些都是以信用为基础的. 资格由借款人的信用记录决定. Graduate students can borrow up to the cost of attendance minus any other financial aid received.
贷款利率及还款情况
联邦直接贷款利率
政府设定联邦直接贷款的利率. Rates may vary depending on the type of loan and the academic year. It's essential to check the current rates when considering these loans.
贷款延期和延期
在某些情况下, 比如经济困难或重返学校, 学生可能有资格申请延期或延期, 暂时推迟或减少贷款偿还.
联邦勤工俭学计划
的 联邦勤工俭学计划 provides part-time employment opportunities for eligible students to earn money for education expenses. 勤工俭学的工作种类繁多，既有校内的，也有校外的. Positions may involve the student's course of study or community service. FWS knows the importance of balancing work and academics, offering flexible schedules. To be considered for the 联邦 Work-Study Program, students must complete the 免费申请联邦学生援助(FAFSA)，这决定了经济需要作为勤工俭学的资格.
勤工俭学对学生的好处
- 勤工俭学为学生提供了宝贵的收入来源, 帮助支付学费等教育费用, 书, 生活成本.
- Many work-study positions align with students' academic interests or majors, 提供实践经验，为他们的简历增色.
- 外可以买滚球的正规平台, 勤工俭学的工作提供了技能发展的机会, 包括时间管理, 沟通, 和团队合作.
- Students working on campus may establish connections with faculty and staff, creating a network that can be beneficial for future career opportunities.
- Opportunities: Some work-study positions involve community service, allowing students to give back to the community while earning their financial aid.
联邦补充教育机会补助金(FSEOG)
的 FSEOG是一项联邦拨款 that provides additional financial assistance to undergraduate students with exceptional financial need. It's a campus-based grant with limited funds, but the funds don't have to be repaid. Priority is given to students with the most significant financial need. 的 amount awarded through FSEOG varies based on financial need, 收到的其他援助, 以及机构的资金可用性.
FSEOG资格标准
To be eligible for the FSEOG at SAU, students must meet certain criteria, including:
- FSEOG提供给符合佩尔助学金条件的学生, determined by the information provided in the 免费申请联邦学生援助(FAFSA).
- Students also eligible for the Pell Grant receive priority consideration for FSEOG funds.
- FSEOG eligibility is often contingent on being enrolled at least 半场, 虽然具体要求各不相同.
- Generally, only undergraduate students pursuing their first bachelor's degree are eligible for FSEOG.
爱荷华州学费补助金
的 爱荷华州学费补助金, 国家奖励, supports 爱荷华州的居民s attending private institutions like SAU with a grant of $7,每年500.
爱荷华州学费补助资格标准
To be eligible for the 爱荷华州学费补助金, students must meet certain criteria, including:
- 爱荷华州的居民
- 获得副学士或学士学位的本科生
- 在符合条件的爱荷华州私立学院或大学注册
- FAFSA在奖励年度的7月1日之前提交
- Have an eligible Expected Family Contribution (EFC) on the FAFSA:
- 2023-24 eligible EFC range at Iowa not-for-profit private institutions: $0-16,000
- 2024-25 eligible SAI range at Iowa NFP private institutions $0-$16000
